财政援助政策和信息
财政援助政策和信息
您的权利与责任
As a financial aid recipient, you have certain rights and responsibilities, including the following:
- 你有隐私权. All records and data submitted with your application for financial aid will be treated as confidential information.
- 您有权获得有关评选过程的完整说明. If you do not understand your financial aid award or feel your application has not been evaluated fairly, 请网赌十大靠谱网站.
- 你有权被通知取消或撤回援助. 作为此通知的一部分，您有权被告知采取此行动的原因.
- 你有责任立即报告你的学生身份的任何变化. 如果你移动, 改变你的名字, 降至全职以下, 退学, 或者做其他影响你地位的事, 你必须向财政援助办公室报告, 对任何学生贷款机构也是如此.
- You have the responsibility to report any additional funds or benefits to the 金融援助 Office. 这些基金可能包括私人奖学金, 学费减免, 职业康复, 和退伍军人福利. The 金融援助 Office is required by law to make adjustments to a student’s award if additional funds or benefits create an overaward after the original offer of aid has been made.
- 你有责任使用经济援助来支付教育费用. 这些费用可能包括学费、杂费、食宿费、书本费、用品费和生活费.
- You have the responsibility to respond to any inquiries from federal, state, or college auditors.
- 你有责任按时偿还学生贷款. 接受任何贷款都有严重的偿还义务. Students who do not meet this repayment obligation may affect the availability of loans for future students. 在你接受学生贷款之前，你应该考虑一下还款义务.
- You have the responsibility to keep copies of all correspondence regarding your financial aid, 无论是与财政援助办公室, 政府机构或外部贷方.
验证
为了检查在FAFSA上报告的信息的准确性，美国联邦调查局.S. 教育部选择援助申请人进行审核程序. 申请人可以在最初提交FAFSA时选择进行验证, 或者在提交更正时. 被选中进行验证的学生将在他们的SAR上打印一条消息.
财政援助调整
We are required by federal law to collect information from applicants who are selected for verification, and to resolve any discrepancies that may exist between information reported on a FAFSA and information submitted to complete the verification process.
在某些情况下，验证会增加学生获得援助的资格, 以及其他资格降低的情况. The 金融援助 Office will provide an updated Estimated 金融援助 Assistance Plan for students whose awards are adjusted upon receipt of the updated SAR. Financial aid cannot be paid to a student’s account until the verification process is completed.
所需文件
教育部已经开发了一种定制的验证方法. 需要验证的项目可能因选择验证的每个学生而异. Students will receive notification from the 金融援助 Office regarding what documents are required when they have been selected for verification.
提交截止日期
如果选择进行验证, all required documents must be received by the 金融援助 Office within 30 days of notification or your last date of attendance, 以较早的为准. 如果不这样做，可能会丧失获得经济援助的资格.
联邦所得税申报表
Federal income tax filers may be required to submit a signed copy of their income tax return that was submitted to the Internal Revenue Service (IRS). Those who do not have a copy of their federal income tax return can obtain an IRS Tax Return Transcript directly from the IRS using one of the methods listed below.
•在线申请
•邮寄成绩单
•电话请求
经济援助常见问题
我需要修多少学分才能保持我的全日制身份?
网赌十大靠谱网站Elley以学期为基础来确定全日制学习. 你必须每学期至少修满12个学分才能保持这个状态. 还记得, we schedule you for 2 mods in that semester so you should be scheduled for an average of 6-7 credits a mod, 这学期总共12-13个.
奖助金与贷款有何不同?
助学金和贷款都为学生提供继续学业的资金. 补助金是免费的，不需要偿还. 任何和所有贷款都必须偿还给贷款人.
我多久需要更新一次助学金?
For every award year you are in school you will need to reapply for your FAFSA as well as your NY State TAP grant if you qualify.
如果我对贷款有疑问，我该联系谁?
网赌十大靠谱网站Elley有一个违约管理办公室，来帮助你处理贷款. 电话:518-429-2624. 美国.S. 教育部直接贷款服务中心也可以为您提供帮助. 你可以浏览以下网址: www.myedaccount.com. 美国.S. Department of Education is the lender for Direct Loans, 网赌十大靠谱网站Elley is NOT your loan provider.
如果我需要更多的钱来支付生活费怎么办?
有资格获得比学校应得金额(学费)更多的钱的学生, 费用, book and supplies) can receive stipend checks after there is a credit balance on their accounts. These additional funds would come from increasing the amount you borrow from the federal loan programs which MUST be paid back. In order to be considered for increased funds, you must fill out an additional funds request form. Keep in mind that all students have a different 金融援助 package and your eligibility for certain loans and grant money may be different than your classmates’ and friends’. 我们强烈建议您只在必要时再借额外的资金, 在借钱时要聪明，不要超出绝对必要的范围. 记得, this adds to the overall amount of your loan and you will be responsible for paying this back after you 研究生 or if you leave the school before graduating.
我需要在上学的同时有额外的收入. 在学校有什么资源可以帮助我支付我的账单吗?
是的，在上学期间，你有很多选择来支持你的经济.
- Federal Work Study (FWS): Federal Work Study is a need-based program offered through the Federal Government which, 如果符合条件, allows students with financial need to work a certain number of hours per week while you are at school. 网赌十大靠谱网站Elley supervises the program and one can either work on campus or work in a non-profit that supports their training. 学生按小时支付工资，但不扣除联邦税. 而且，这些资金不需要偿还. You must fill out a work study application located on the 3rd floor to determine your need and eligibility.
- 需要一份工作? 职业服务和安置办公室提供求职协助, 即使在你上学的时候. 我们为所有类型的工作提供工作线索:零售, 过夜, 周末, 白天/晚上, 临时工作, 等. 顺便去一下办公室，看看外面有什么!
Can I use 金融援助 to pay for extra items in my program; for example: 闪存, 额外的消毒服, MT中使用的材料，比如油, 工具, 和其他设备?
Yes, there are certain educational supplies that can be purchased with your financial aid funds. 记住，任何额外的费用都会增加到你的贷款总额中. 学生可以购买诸如实习医生服之类的制服, ECE马球衫, 以及学术资源，如:教科书, 闪存, 微软的计算机和计算器软件. You will have to see a financial aid representative to determine if you have enough funds to purchase any additional or replacement items.
我的FA能支付我的考试费用吗?
虽然我们确实试图支付你的考试费用，但不是每个人都有资格.
毕业后怎么办?我什么时候开始偿还贷款?
Direct Subsidized Loans and Direct unsubsidized Loans have a six-month grace period before payments are due. 宽限期是指你毕业后的一段时间, 中途退学或因任何原因离校.
如果我付不起贷款怎么办?
请立即网赌十大靠谱网站的默认管理办公室. There are a number of options we can help you apply for to temporarily postpone or lower your loan payments. 请不要忽略你的贷款支付. 拖欠助学贷款会影响你未来几年的财务状况. 贷款服务人员通常会与你合作, but you have to directly communicate with them and be proactive if you are struggling to pay the bill.
关于贷款服务商我需要知道些什么?
A loan servicer is a company that handles the billing and other services on your federal student loan. 访问国家学生贷款数据系统(nsds)网址:www.nslds.ed.gov to view information about all of the federal student loans you have received and to find contact information. 当你需要帮助偿还贷款时，你应该联系你的贷款服务商, 改变你的名字, 地址或电话号码, 对您的账单有什么问题吗, 对你的学生贷款有什么问题吗, 研究生, 入学时间降至一半以下, 不要再上学了, 或者转到另一所学校.
